December 31st is a common “anniversary date” for business services. 

For example, many programs and services expire at the end of a calendar year. So, it’s a good idea to check and see if any expiration dates will impact you. 

Many company contracts for services or subscriptions automatically renew if you don’t do anything. So if you’ve signed-up for something you no longer want, be sure to notify the company in writing to let them know you wish to cancel. Note that there is often a notice period before which you will need to have notified the company. Check your contract details. 

Businesses also use the end of the year to increase prices. Check your mail and email for notifications such as, “As of December 31, 2013, our standard fee will increase by...”. Some companies, including banks, will send these notices out weeks in advance. If in doubt, contact the company directly. 

You should always know, in advance, the cost and terms of the products and services you use regularly.